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terminal / j / ke

Kenya

KE
Regulator
Central Bank of Kenya
Regimes
2
Central Bank of Kenya
Companies
8
8 active licences
Passporting in
0
0 home states
Activities
6
/ 25

REGIMES IN THIS JURISDICTION

click a tier for its source
REGIME · STATUTEACTSMIN CAPITALTIMELINEAPPLICATION FEE
Payment Service Provider Authorisation / Kenya / CBKNo. 39 of 2011 · Central Bank of Kenya
Execute payment transactions (direct debits, card payments, credit transfers), Issue electronic money, Money remittance3/25 · 8 holders
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Virtual Asset Service Provider Licence / Kenya / VASP Act 2025Virtual Asset Service Providers A… · Central Bank of Kenya
Exchange crypto-assets for funds, Provide custody and administration of crypto-assets on behalf of clients, Provide transfer services for crypto-assets on behalf of clients3/25 · 0 holders
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Licences issued here

8 active

Source: Central Bank of Kenya’s public register, read 1 Sep 2026

CompanyRegulatorLicenceCoversGranted
Airtel Money Kenya LimitedCentral Bank of KenyaPayment Service Provider AuthorisationPaymentsE-money21 Jan 2022
Cellulant Kenya LimitedCentral Bank of KenyaPayment Service Provider AuthorisationPaymentsE-money01 Jan 2022
DLocal Payments Kenya LimitedCentral Bank of KenyaPayment Service Provider AuthorisationPaymentsE-money01 Feb 2023
Finserve Africa LimitedCentral Bank of KenyaPayment Service Provider AuthorisationPaymentsE-money01 Jan 2022
Interswitch East Africa (Kenya) LimitedCentral Bank of KenyaPayment Service Provider AuthorisationPaymentsE-money01 Jan 2019
Paystack Payments Kenya LimitedCentral Bank of KenyaPayment Service Provider AuthorisationPaymentsE-money08 Nov 2022
Pesapal LimitedCentral Bank of KenyaPayment Service Provider AuthorisationPaymentsE-money01 Jun 2021
Safaricom PLCCentral Bank of KenyaPayment Service Provider AuthorisationPaymentsE-money01 Jan 2016

INBOUND PASSPORTING — REGIMES ELSEWHERE THAT REACH THIS MARKET

HOME REGIME

No inbound passporting reaches this jurisdiction.

ACTIVITIES PERMITTED IN THIS JURISDICTION

6
Exchange crypto-assets for fundsConferred by Virtual Asset Service Provider Licence / Kenya / VASP Act 2025 (for consumer, sme, corporate)
Execute payment transactions (direct debits, card payments, credit transfers)Conferred by Payment Service Provider Authorisation / Kenya / CBK (for consumer, sme, corporate, via-intermediary)
Issue electronic moneyConferred by Payment Service Provider Authorisation / Kenya / CBK (for consumer, via-intermediary)
Money remittanceConferred by Payment Service Provider Authorisation / Kenya / CBK (for consumer, via-intermediary)
Provide custody and administration of crypto-assets on behalf of clientsConferred by Virtual Asset Service Provider Licence / Kenya / VASP Act 2025 (for consumer, sme, corporate)
Provide transfer services for crypto-assets on behalf of clientsConferred by Virtual Asset Service Provider Licence / Kenya / VASP Act 2025 (for consumer, sme, corporate)

PRODUCTS AVAILABLE HERE

4
PRODUCTCLIENT TYPESTATUSMISSING ACTIVITIES
Crypto off-ramp (crypto to fiat payout)consumer · SME · corporatefullhypothetical—
via intermediarynoneExchange crypto-assets for funds
Crypto on-ramp (fiat to crypto)consumer · SME · corporatefullhypothetical—
via intermediarynoneExchange crypto-assets for funds
Stablecoin custodyconsumer · SME · corporatefullhypothetical—
via intermediarynoneProvide custody and administration of crypto-assets on behalf of clients
Stablecoin orchestrationconsumer · SME · corporatefullhypothetical—
via intermediarynoneProvide custody and administration of crypto-assets on behalf of clients, Exchange crypto-assets for funds
Card issuingconsumer · SME · corporate · via intermediarynoneIssue payment instruments and/or acquire payment transactions, Issue card-based payment instruments (card issuing)
Cross-border remittanceconsumer · via intermediarynoneCross-border remittance as a distinct commercial activity
SME · corporatenoneCross-border remittance as a distinct commercial activity, Money remittance
IBAN accountsconsumer · SME · corporate · via intermediarynonePlace cash on a payment account, Cash withdrawal from a payment account, Issue IBAN accounts in the institution's own name
Merchant collectionsconsumer · SME · corporate · via intermediarynoneAcquire card-based payment transactions (card acquiring)
Payoutsconsumer · SME · corporate · via intermediarynoneCurrency conversion (FX) as a service

CHANGES

Nothing to show yet. A change log needs two snapshots to compare, and history only began being recorded on 2026-08-14 — the builds captured so far differ by zero values. Rather than back-fill invented history, this fills in as the corpus actually moves.

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Jurisdiction: Kenya

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