Poland
PLEuropean UnionEuropean Economic Area
Regulator
KNFRegimes
3
KNF
Companies
45
45 active licences
Passporting in
87
29 home states
Activities
19
/ 25
PROVENANCE
0% registry100% document0% inferred
REGIMES IN THIS JURISDICTION
click a tier for its sourceREGIME · STATUTEACTSMIN CAPITALTIMELINEAPPLICATION FEE
Account information services, Cash withdrawal from a payment account, Execute payment transactions (direct debits, card payments, credit transfers) +58/25 · 55 holders
EUR 125,000 source
3 months source
no data
→MiCA CASP / PolandMiCA · KNF
Exchange crypto-assets for funds, Exchange crypto-assets for other crypto-assets, Execute orders for crypto-assets on behalf of clients +710/25 · 0 holders
EUR 50,000–150,000 source
no data
no data
→Licences issued here
45 active · 11 withdrawn or applied forSource: KNF’s public register, read 1 Sep 2026
| Company | Regulator | Licence | Covers | Granted |
|---|---|---|---|---|
| ACE EUROPE SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ (d.Monsas spółka z ograniczoną odpowiedzialnością) | KNF | Payment Institution | Payments | 04 Feb 2020 |
| Allegro Finance spółka z ograniczoną odpowiedzialnością | KNF | Payment Institution | Payments | 15 Dec 2023 |
| AUTOPAY SPÓŁKA AKCYJNA (d. Blue Media S.A.) | KNF | Payment Institution | Payments | 01 Oct 2013 |
| BillBird S.A. | KNF | Payment Institution | Payments | 20 Dec 2012 |
| Billon Solutions spółka z ograniczoną odpowiedzialnością | KNF | E-Money Institution | E-money | 23 Apr 2019 |
| CARDINA spółka z ograniczoną odpowiedzialnością | KNF | Payment Institution | Payments | 05 Dec 2017 |
| CashBill S.A. | KNF | Payment Institution | Payments | 07 May 2013 |
| Centrum Elektronicznych Usług Płatniczych eService Spółka z ograniczoną odpowiedzialnością | KNF | Payment Institution | Payments | 26 Mar 2013 |
| Currency One S.A. | KNF | Payment Institution | Payments | 21 Jul 2015 |
| Fincard spółka z ograniczoną odpowiedzialnością | KNF | Payment Institution | Payments | 29 Nov 2024 |
| FINTECOM SPÓŁKA AKCYJNA (d. Fintecom spółka z ograniczoną odpowiedzialnością) | KNF | Payment Institution | Payments | 29 Jan 2013 |
| Fiserv Polska Spółka Akcyjna (d. First Data Polska S.A.) | KNF | Payment Institution | Payments | 26 Mar 2013 |
| Grupa "LEW" Spółka Akcyjna | KNF | Payment Institution | Payments | 23 Apr 2013 |
| Grupa Finansowa Expert Spółka z ograniczoną odpowiedzialnością | KNF | Payment Institution | Payments | 20 Dec 2012 |
| IdoPayments spółka z ograniczoną odpowiedzialnością | KNF | Payment Institution | Payments | 18 Nov 2022 |
| IGORIA TRADE SA | KNF | Payment Institution | Payments | 20 Dec 2013 |
| Kantor Polski S.A. | KNF | Payment Institution | Payments | 27 May 2014 |
| Kardynał&Kardynał spółka z ograniczoną odpowiedzialnością | KNF | Payment Institution | Payments | 01 Mar 2021 |
| Krajowa Izba Rozliczeniowa Spółka Akcyjna | KNF | Payment Institution | Payments | 28 May 2021 |
| Krajowy Integrator Płatności S.A. | KNF | Payment Institution | Payments | 04 Nov 2014 |
| Let Me Pay Sp. z o.o. | KNF | Payment Institution | Payments | 29 Apr 2014 |
| Meest Transfer spółka z ograniczoną odpowiedzialnością | KNF | Payment Institution | Payments | 04 May 2023 |
| mElements Spółka Akcyjna | KNF | Payment Institution | Payments | 16 Oct 2019 |
| Monetia sp. z o.o. | KNF | Payment Institution | Payments | 29 Apr 2014 |
| OpenApp Pay spółka z ograniczoną odpowiedzialnością | KNF | Payment Institution | Payments | 25 Mar 2026 |
| Payland Net Spółka Akcyjna (d.BluePay SA) | KNF | Payment Institution | Payments | 01 Oct 2013 |
| PAYMENTO FINANCIAL S.A. | KNF | Payment Institution | Payments | 20 Dec 2017 |
| PayPo spółka z ograniczoną odpowiedzialnością | KNF | Payment Institution | Payments | 01 Aug 2024 |
| PAYPRO S.A. | KNF | Payment Institution | Payments | 10 Jun 2014 |
| PayTel S.A. | KNF | Payment Institution | Payments | 23 Jun 2015 |
| PayU S.A. | KNF | Payment Institution | Payments | 29 Nov 2012 |
| PKO BP Finat Sp. z o.o. | KNF | Payment Institution | Payments | 07 Oct 2015 |
| Planet Pay Sp. z o.o. (d. Smoopay Technologies Sp. z o.o.) | KNF | Payment Institution | Payments | 27 May 2015 |
| Polskie ePłatności spółka z ograniczoną odpowiedzialnością (d. PayLane Sp. z o.o.) | KNF | Payment Institution | Payments | 21 May 2013 |
| Provident Polska Spółka Akcyjna | KNF | Payment Institution | Payments | 12 Nov 2024 |
| SKYCASH POLAND SPÓŁKA AKCYJNA | KNF | Payment Institution | Payments | 13 Jun 2017 |
| SPEEDY AG spółka z ograniczoną odpowiedzialnością | KNF | Payment Institution | Payments | 28 Aug 2024 |
| SUPER GRUPA PL spółka z ograniczoną odpowiedzialnością | KNF | Payment Institution | Payments | 14 May 2025 |
| Telbridge spółka z ograniczoną odpowiedzialnością | KNF | Payment Institution | Payments | 11 Feb 2022 |
| Transfer24 Sp. z o.o. | KNF | Payment Institution | Payments | 12 Feb 2013 |
| TryPay Spółka Akcyjna (d. Profeskasa Spółka Akcyjna) | KNF | Payment Institution | Payments | 08 Jul 2014 |
| Volt Technologies sp. z o.o. | KNF | Payment Institution | Payments | 30 Aug 2023 |
| Wealthon Spółka Akcyjna | KNF | Payment Institution | Payments | 07 Nov 2025 |
| YetiPay Sp. z o.o. | KNF | Payment Institution | Payments | 24 Mar 2015 |
| Zrzutka.pl spółka z ograniczoną odpowiedzialnością | KNF | Payment Institution | Payments | 16 Oct 2019 |
| BNP Paribas Solutions spółka z ograniczoną odpowiedzialnością (d. Raiffeisen Solutions spółka z ograniczoną odpowiedzialnością) | KNF | Payment InstitutionWithdrawn | Payments | not published |
| CONOTOXIA sp. z o.o. | KNF | Payment InstitutionWithdrawn | Payments | not published |
| Diners Club Polska Sp. z o.o. | KNF | Payment InstitutionWithdrawn | Payments | not published |
| Dotpay spółka z ograniczoną odpowiedzialnością ( d. Dotpay spółka akcyjna) | KNF | Payment InstitutionWithdrawn | Payments | not published |
| eCard S.A. | KNF | Payment InstitutionWithdrawn | Payments | not published |
INBOUND PASSPORTING — REGIMES ELSEWHERE THAT REACH THIS MARKET
HOME REGIMEINBOUND PASSPORTING — REGIMES ELSEWHERE THAT REACH THIS MARKET
87HOME REGIMEMODENOTIFICATIONHOST CONDITIONSACTS
ACTIVITIES PERMITTED IN THIS JURISDICTION
19Account information servicesConferred by Payment Institution / Poland (for consumer, sme, corporate, via-intermediary)
Cash withdrawal from a payment accountConferred by Payment Institution / Poland (for consumer, sme, corporate, via-intermediary)
Exchange crypto-assets for fundsConferred by MiCA CASP / Poland (for consumer, sme, corporate, regulated-fi)
Exchange crypto-assets for other crypto-assetsConferred by MiCA CASP / Poland (for consumer, sme, corporate, regulated-fi)
Execute orders for crypto-assets on behalf of clientsConferred by MiCA CASP / Poland (for consumer, sme, corporate, regulated-fi)
Execute payment transactions (direct debits, card payments, credit transfers)Conferred by Payment Institution / Poland (for consumer, sme, corporate, via-intermediary)
Execute payment transactions funded by a credit lineConferred by Payment Institution / Poland (for consumer, sme, corporate, via-intermediary)
Issue electronic moneyConferred by E-Money Institution / Poland (for consumer, sme, corporate, via-intermediary)
Issue payment instruments and/or acquire payment transactionsConferred by Payment Institution / Poland (for consumer, sme, corporate, via-intermediary)
Money remittanceConferred by Payment Institution / Poland (for consumer, sme, corporate, via-intermediary)
Operate a trading platform for crypto-assetsConferred by MiCA CASP / Poland (for consumer, sme, corporate, regulated-fi)
Payment initiation servicesConferred by Payment Institution / Poland (for consumer, sme, corporate, via-intermediary)
Place cash on a payment accountConferred by Payment Institution / Poland (for consumer, sme, corporate, via-intermediary)
Place crypto-assetsConferred by MiCA CASP / Poland (for consumer, sme, corporate, regulated-fi)
Provide advice on crypto-assetsConferred by MiCA CASP / Poland (for consumer, sme, corporate, regulated-fi)
Provide custody and administration of crypto-assets on behalf of clientsConferred by MiCA CASP / Poland (for consumer, sme, corporate, regulated-fi)
Provide portfolio management on crypto-assetsConferred by MiCA CASP / Poland (for consumer, sme, corporate, regulated-fi)
Provide transfer services for crypto-assets on behalf of clientsConferred by MiCA CASP / Poland (for consumer, sme, corporate, regulated-fi)
Receive and transmit orders for crypto-assets on behalf of clientsConferred by MiCA CASP / Poland (for consumer, sme, corporate, regulated-fi)
PRODUCTS AVAILABLE HERE
4PRODUCTCLIENT TYPESTATUSMISSING ACTIVITIES
Stablecoin custodyconsumer · SME · corporate · regulated FIfullhypothetical—
via intermediarynoneProvide custody and administration of crypto-assets on behalf of clients
Crypto off-ramp (crypto to fiat payout)consumer · SME · corporateconditionalhypothetical—
via intermediarynoneExchange crypto-assets for funds
regulated FInoneExecute payment transactions (direct debits, card payments, credit transfers)
Crypto on-ramp (fiat to crypto)consumer · SME · corporateconditionalhypothetical—
via intermediarynoneExchange crypto-assets for funds
regulated FInoneExecute payment transactions (direct debits, card payments, credit transfers)
Stablecoin orchestrationconsumer · SME · corporateconditionalhypothetical—
via intermediarynoneProvide custody and administration of crypto-assets on behalf of clients, Exchange crypto-assets for funds
regulated FInoneExecute payment transactions (direct debits, card payments, credit transfers)
Card issuingconsumer · SME · corporate · via intermediarynoneIssue card-based payment instruments (card issuing)
regulated FInoneIssue payment instruments and/or acquire payment transactions, Issue card-based payment instruments (card issuing)
Cross-border remittanceconsumer · SME · corporate · via intermediarynoneCross-border remittance as a distinct commercial activity
regulated FInoneCross-border remittance as a distinct commercial activity, Money remittance
IBAN accountsconsumer · SME · corporate · via intermediarynoneIssue IBAN accounts in the institution's own name
regulated FInonePlace cash on a payment account, Cash withdrawal from a payment account, Execute payment transactions (direct debits, card payments, credit transfers), Issue IBAN accounts in the institution's own name
Merchant collectionsconsumer · SME · corporate · via intermediarynoneAcquire card-based payment transactions (card acquiring)
regulated FInoneAcquire card-based payment transactions (card acquiring), Execute payment transactions (direct debits, card payments, credit transfers)
Payoutsconsumer · SME · corporate · via intermediarynoneCurrency conversion (FX) as a service
regulated FInoneCurrency conversion (FX) as a service, Execute payment transactions (direct debits, card payments, credit transfers)
CHANGES
Nothing to show yet. A change log needs two snapshots to compare, and history only began being recorded on 2026-08-14 — the builds captured so far differ by zero values. Rather than back-fill invented history, this fills in as the corpus actually moves.
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Jurisdiction: Poland