Retail Payment Activities Act Registration / Federal / Bank of Canada
Granted activities
by client typeActivityCONSUMERSMECORPORATEREG. FIVIA INTERMED.
Execute payment transactions (direct debits, card payments, credit transfers)end-user funds must be safeguarded/held in trust; the RPAA does not itself confer deposit-taking powers Conditional Conditional Conditional None Conditional
Money remittance Full Full Full None Full
Conditional: the grant carries the conditions listed under the activity.
Requirements
No requirement data recorded.
Passporting reach
This regime does not passport into other jurisdictions.
Holders
14 in this corpusCompanyRegister idStatus
Checkout Payment Systems Canada Inc.3590e937-729b-ef11-8a69-0022483dbf39source text changedAauthorised
Mastercard Transaction Services (US) LLCc3b7725a-5798-ef11-8a68-0022483dbf39source text changedAauthorised
Products unlocked
No product configuration resolves against this regime.
Derived business models
Computed from granted activities × permitted client types × passporting mode — not an opinion label.
B2CCONSUMER · 2 activities granted
B2BSME +1 · 2 activities granted
Open questions on this regime
No open questions recorded against this regime.
Resolved coverage in canada
COVERED
Canada2
Execute payment transactions
own licenceconsumer · SME · corporate · via intermediaryconditionalhypothetical
Money remittance
own licenceconsumer · SME · corporate · via intermediaryhypothetical
UNVERIFIED — CLAIMED, NOT TRACEABLE TO A LICENCE
No unverified rows.
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I turn requirements like these into flows, vendor setups, tests and audit evidence.
Regime: Retail Payment Activities Act Registration / Federal / Bank of Canada