Bank Authorisation (deposit-taking) / UK / FSMA 2000, dual-regulated PRA+FCA
Granted activities
by client typeActivityCONSUMERSMECORPORATEREG. FIVIA INTERMED.
Take deposits or other repayable funds from the publicPermission to accept deposits under FSMA 2000 Part 4A requires PRA authorisation (prudential) plus FCA authorisation (conduct); see requirement note on dual regulation Conditional Conditional Conditional None None
Execute payment transactions (direct debits, card payments, credit transfers) Full Full Full None None
Money remittance Full Full Full None None
Issue card-based payment instruments (card issuing) Full Full Full None None
Acquire card-based payment transactions (card acquiring) Full Full Full None None
Conditional: the grant carries the conditions listed under the activity.
Requirements
No requirement data recorded.
Passporting reach
This regime does not passport into other jurisdictions.
Holders
1 in this corpusCompanyRegister idStatus
Products unlocked
Merchant collections1 marketconsumer · sme · corporate
Derived business models
Computed from granted activities × permitted client types × passporting mode — not an opinion label.
B2CCONSUMER · 5 activities granted
B2BSME +1 · 5 activities granted
Open questions on this regime
No open questions recorded against this regime.
Resolved coverage in united kingdom
COVERED
United Kingdom5
Acquire cards
own licenceconsumer · SME · corporatehypothetical
Deposit taking
own licenceconsumer · SME · corporateconditionalhypothetical
Execute payment transactions
own licenceconsumer · SME · corporatehypothetical
Issue cards
own licenceconsumer · SME · corporatehypothetical
Money remittance
own licenceconsumer · SME · corporatehypothetical
UNVERIFIED — CLAIMED, NOT TRACEABLE TO A LICENCE
No unverified rows.
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I turn requirements like these into flows, vendor setups, tests and audit evidence.
Regime: Bank Authorisation (deposit-taking) / UK / FSMA 2000, dual-regulated PRA+FCA