Federal Act on Banks and Savings …
Federal Act on Banks and Savings Banks (Bankengesetz, BankG) · st:ch-bankg
Primary text ↗Verified
Dates
no data
In force from
Key provisions
3 in the graphThe article’s own text, quoted verbatim from the primary source below — a citable fact, not a summary. No plain-English explanation is shown: writing one would be legal analysis nobody sourced (docs/RULES.md R1). That register is reserved should sourced explanations be added later, and will never share this card’s styling.
Artikel 1a (Banken)
prov:ch-bankg-art1a
ARTICLE TEXT — VERBATIM, TIER B
Als Bank gilt, wer hauptsächlich im Finanzbereich tätig ist und: source
PLAIN-ENGLISH EXPLANATION
Not built — see docs/RULES.md R1. This register is reserved for a future, separately sourced and cited explanation; it will never be filled with unsourced prose.
Grants (in the graph) Take deposits or other repayable funds from the public
Artikel 1b Absatz 1 und 6 (Innovationsförderung — FinTech-Bewilligung)
prov:ch-bankg-art1b
ARTICLE TEXT — VERBATIM, TIER B
Die Bestimmungen dieses Gesetzes finden sinngemäss Anwendung auf Personen, die hauptsächlich im Finanzbereich tätig sind und: source
PLAIN-ENGLISH EXPLANATION
Not built — see docs/RULES.md R1. This register is reserved for a future, separately sourced and cited explanation; it will never be filled with unsourced prose.
Artikel 3 Absatz 1 und Absatz 2 Buchstabe b (Bewilligung; Mindestkapital)
prov:ch-bankg-art3
ARTICLE TEXT — VERBATIM, TIER B
Die Bank bedarf zur Aufnahme der Geschäftstätigkeit einer Bewilligung der FINMA; sie darf nicht ins Handelsregister eingetragen werden, bevor diese Bewilligung erteilt ist. source
PLAIN-ENGLISH EXPLANATION
Not built — see docs/RULES.md R1. This register is reserved for a future, separately sourced and cited explanation; it will never be filled with unsourced prose.
Backs requirement minimumCapital
National regimes implementing it
2 regimesOne statute, implemented differently by each regime below — the same directive granting different activities, client types and capital figures market by market.
WhereAuthorityRegimeCapital · transitionFirms
CHSwiss Financial Market Supervisory Authority (FINMA)Banking Licence / Switzerland / BankGTake deposits or other repayable funds from the publicCHF 10,000,000 sourceno data0
CHSwiss Financial Market Supervisory Authority (FINMA)FinTech Licence ("banking licence light") / Switzerland / BankG Art 1bTake deposits or other repayable funds from the publicCHF 300,000 sourceno data1
Sources
Artikel 1a (Banken) · Artikel 1b Absatz 1 und 6 (Innovationsförderung — FinTech-Bewilligung) · Artikel 3 Absatz 1 und Absatz 2 Buchstabe b (Bewilligung; Mindestkapital)Federal Act on Banks and Savings Banks (Bankengesetz, BankG)https://fedlex.data.admin.ch/filestore/fedlex.data.admin.ch/eli/cc/51/117_121_129/20261001/de/html/fedlex-data-admin-ch-eli-cc-51-117_121_129-20261001-de-html.html
Need this implemented in your product?
I turn requirements like these into flows, vendor setups, tests and audit evidence.
Page: regulatory dates