Real Decreto-ley 19/2018 de servi…
Real Decreto-ley 19/2018 de servicios de pago · st:es-rdl2018
Primary text ↗Verified
Dates
no data
In force from
Key provisions
2 in the graphThe article’s own text, quoted verbatim from the primary source below — a citable fact, not a summary. No plain-English explanation is shown: writing one would be legal analysis nobody sourced (docs/RULES.md R1). That register is reserved should sourced explanations be added later, and will never share this card’s styling.
Artículo 19.1 (Capital y fondos propios)
prov:es-rdl19-2018-art19
ARTICLE TEXT — VERBATIM, TIER B
Las entidades de pago deberán mantener en todo momento, un capital inicial que incluya uno o más de los elementos a los que se refiere el artículo 26, apartado 1, letras a) a e), del Reglamento (UE) n.º 575/2013, con arreglo a lo siguiente: source
PLAIN-ENGLISH EXPLANATION
Not built — see docs/RULES.md R1. This register is reserved for a future, separately sourced and cited explanation; it will never be filled with unsourced prose.
Backs requirement minimumCapital
Artículo 23.1 (Utilización de agentes)
prov:es-rdl19-2018-art23
ARTICLE TEXT — VERBATIM, TIER B
En particular, la entidad autorizada en España que tenga el propósito de prestar servicios de pago a través de un agente deberá comunicar al Banco de España la siguiente información: source
PLAIN-ENGLISH EXPLANATION
Not built — see docs/RULES.md R1. This register is reserved for a future, separately sourced and cited explanation; it will never be filled with unsourced prose.
National regimes implementing it
2 regimesOne statute, implemented differently by each regime below — the same directive granting different activities, client types and capital figures market by market.
WhereAuthorityRegimeCapital · transitionFirms
ESBanco de EspañaE-Money Institution / SpainIssue electronic moneyEUR 350,000 source3 months source1
ESBanco de EspañaPayment Institution / SpainPlace cash on a payment account, Cash withdrawal from a payment account +6EUR 125,000 source3 months source4
Sources
Artículo 19.1 (Capital y fondos propios) · Artículo 23.1 (Utilización de agentes)Real Decreto-ley 19/2018 de servicios de pagohttps://www.boe.es/buscar/act.php?id=BOE-A-2018-16036
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