Regulatory Terminalszyma.co
terminal / reg / pt-dl91-2018

Decreto-Lei n.º 91/2018

Decreto-Lei n.º 91/2018 (Regime Jurídico dos Serviços de Pagamento e da Moeda Eletrónica) · st:pt-dl91-2018
Primary text ↗Verified
Dates
no data
In force from

Key provisions

2 in the graph

The article’s own text, quoted verbatim from the primary source below — a citable fact, not a summary. No plain-English explanation is shown: writing one would be legal analysis nobody sourced (docs/RULES.md R1). That register is reserved should sourced explanations be added later, and will never share this card’s styling.

Artigo 11.º (Artigo 11.º (Concessão de autorização para instituições de pagamento))
prov:pt-pi-licence
PLAIN-ENGLISH EXPLANATION
Not built — see docs/RULES.md R1. This register is reserved for a future, separately sourced and cited explanation; it will never be filled with unsourced prose.
Grants (in the graph) Execute payment transactions (direct debits, card payments, credit transfers), Money remittance, Payment initiation services, Account information services, Place cash on a payment account, Cash withdrawal from a payment account
Artigo 47.º (Artigo 47.º (Concessão de autorização para instituições de moeda eletrónica))
prov:pt-emi-licence
PLAIN-ENGLISH EXPLANATION
Not built — see docs/RULES.md R1. This register is reserved for a future, separately sourced and cited explanation; it will never be filled with unsourced prose.
Grants (in the graph) Issue electronic money, Execute payment transactions (direct debits, card payments, credit transfers), Money remittance, Payment initiation services, Account information services

National regimes implementing it

2 regimes

One statute, implemented differently by each regime below — the same directive granting different activities, client types and capital figures market by market.

WhereAuthorityRegimeCapital · transitionFirms
PTBanco de PortugalE-Money Institution / PortugalIssue electronic moneyEUR 350,000 source3 months source2
PTBanco de PortugalPayment Institution / PortugalPlace cash on a payment account, Cash withdrawal from a payment account +6EUR 125,000 source3 months source4

Sources

No provision on this page carries a source URL yet.

Need this implemented in your product?

I turn requirements like these into flows, vendor setups, tests and audit evidence.

Page: regulatory dates

Work with me