Regulatory Terminalszyma.co
terminal / matrix

What licence works where

For each market: the local licence you can apply for, or whether a licence from another EU country already lets you operate there (passport).

Local licence Passport
European Union and EEA · 30
MarketPaymentsE-moneyCrypto
Austria
Payment Institution5or passport · 29
E-Money Institution1or passport · 29
MiCA CASPor passport · 29
Belgium
Payment Institution6or passport · 29
E-Money Institutionor passport · 29
MiCA CASPor passport · 29
Bulgaria
Payment Institution1or passport · 29
E-Money Institution4or passport · 29
MiCA CASPor passport · 29
Croatia
Payment Institution2or passport · 29
E-Money Institution3or passport · 29
MiCA CASPor passport · 29
Cyprus
Payment Institution2or passport · 29
E-Money Institution4or passport · 29
MiCA CASPor passport · 29
Czech Republic
Payment Institution3or passport · 29
E-Money Institution3or passport · 29
MiCA CASPor passport · 29
Denmark
Payment Institution3or passport · 29
E-Money Institution3or passport · 29
MiCA CASPor passport · 29
Estonia
Payment Institution3or passport · 29
E-Money Institution2or passport · 29
MiCA CASPor passport · 29
Finland
Payment Institution3or passport · 29
E-Money Institution3or passport · 29
MiCA CASPor passport · 29
France
Payment Institutionor passport · 29
E-Money Institution1or passport · 29
MiCA CASP8or passport · 29
Germany
Payment Institution2or passport · 29
E-Money Institution14or passport · 29
MiCA CASP10or passport · 29
Greece
Payment Institution3or passport · 29
E-Money Institution2or passport · 29
MiCA CASPor passport · 29
Hungary
Payment Institution3or passport · 29
E-Money Institution2or passport · 29
MiCA CASPor passport · 29
Iceland
Payment Institution2or passport · 29
E-Money Institution2or passport · 29
MiCA CASPor passport · 29
Ireland
Payment Institutionor passport · 29
E-Money Institution2or passport · 29
MiCA CASP7or passport · 29
Italy
Payment Institution2or passport · 29
E-Money Institution4or passport · 29
MiCA CASPor passport · 29
Latvia
Payment Institution2or passport · 29
E-Money Institution4or passport · 29
MiCA CASPor passport · 29
Liechtenstein
Payment Institution1or passport · 29
E-Money Institution4or passport · 29
MiCA CASPor passport · 29
Lithuania
Payment Institution1or passport · 29
E-Money Institution5or passport · 29
MiCA CASP3or passport · 29
Luxembourg
Payment Institutionor passport · 29
E-Money Institution1or passport · 29
MiCA CASP14or passport · 29
Malta
Payment Institutionor passport · 29
E-Money Institution2or passport · 29
MiCA CASP22or passport · 29
Netherlands
Payment Institution69or passport · 29
E-Money Institution27or passport · 29
MiCA CASP29or passport · 29
Norway
Payment Institution2or passport · 29
E-Money Institution3or passport · 29
MiCA CASPor passport · 29
Poland
Payment Institution55or passport · 29
E-Money Institution1or passport · 29
MiCA CASPor passport · 29
Portugal
Payment Institution4or passport · 29
E-Money Institution2or passport · 29
MiCA CASPor passport · 29
Romania
Payment Institution3or passport · 29
E-Money Institution2or passport · 29
MiCA CASPor passport · 29
Slovakia
Payment Institution4or passport · 29
E-Money Institution1or passport · 29
MiCA CASPor passport · 29
Slovenia
Payment Institution2or passport · 29
E-Money Institution3or passport · 29
MiCA CASPor passport · 29
Spain
Payment Institution5or passport · 29
E-Money Institution1or passport · 29
MiCA CASPor passport · 29
Sweden
Payment Institution5or passport · 29
E-Money Institution1or passport · 29
MiCA CASPor passport · 29
Rest of the world · 41
MarketPaymentsE-moneyCryptoBanking
Abu Dhabi Global Market (ADGM)——
Argentina——
Australia—
Bahrain—
Brazil—
California———
Canada———
Chile———
Colombia——
Dubai (VARA virtual-asset scope, outside DIFC)———
Dubai International Financial Centre (DIFC)——
Florida———
Hong Kong
India——
Indonesia—
Israel——
Japan—
Kenya—
Malaysia——
Mexico—
New York——
New Zealand——
Nigeria—
Philippines—
Puerto Rico———
Qatar——
Qatar Financial Centre (QFC)——
Quebec———
Saudi Arabia——
Singapore—
South Africa——
South Korea—
Switzerland——
Taiwan—
Texas———
Thailand—
Turkey——
United Arab Emirates—
United Kingdom—
United States—
Vietnam——
Every cell links to the licence and its source.Licence-by-licence grid →

Need this implemented in your product?

I turn requirements like these into flows, vendor setups, tests and audit evidence.

Page: coverage matrix

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